Are you self employed and requiring a mortage?
ARE YOU:
Self employed or a sole trader?
Working on a short term contract?
A multiple job holder?

DO YOU:
Have less than three years of audited accounts?
Have limited earnings to show?











If you are self employed, you may well be financially sound but are finding it difficult to prove a level of earnings to satisfy the High Street lender.

Self Employed Mortgages

Self Employed
Standard Variable Rate Mortgage

Self Employed
Discount Rate Mortgage

Self Employed
Fixed Rate Mortgage

Self Employed Capped Rate Mortgage

Self Employed Tracker Mortgage

Mortgages4selfemployed is brought to you by Asset Design who work with a collection of mortgage lenders that are sympathetic to the self employed and look to welcome customers in these situation. Our specialist lenders understand the needs of the self employed borrower and continually look to improve the terms and features of their mortgage products to meet the needs of the market.

For friendly, professional and informal advice we are available 8.00am to 10.00pm, Monday to Friday, on
08704 28 28 29*
.


As a self empoyed person, do you share these difficulties?

Your mainstream lender (perhaps your bank, perhaps your building society) requires three years' audited accounts from a Chartered or Certified Accountant. BUT you have not been self employed that long.

Your accountants will be offsetting as much of your earnings as possible to reduce your tax liability but when it comes to getting finance you do not have sufficient income showing to purchase what you want.


Asset Design will work with you to surmount these difficulties. We can arrange mortgages based on as little as one year's trading accounts.

Expert and Impartial advice  
  Our advisers' expert knowledge of the market and professional approach to helping self employed people will help you to secure the best mortgage available to you.
  We arrange self certification mortgages
  Self-Certification mortgages do not require any accounts. Mortgages or Re-mortgages and Capital raising for any purpose. Fixed, capped or discounted rates are also available.

These mortgages are suitable if you have difficulty proving your income. Income details are supplied on the mortgage application form, but not verified.

A variety of loans are available for a range of percentages of the property value (or purchase price, if lower).
  We can arrange mortgages based on as little as one years trading accounts.
  We are independent - and able to seek the solution to meet your needs
  The mortgage market is a minefield of over 4,500 products, including: discounted; fixed; capped; cash back; flexible; and free fees.Most lenders are limited in the products they can offer. We source from our own panel of lenders to offer a broad choice.

 








*Telephone calls are monitored and may be recorded for training purposes
The Credit Helpline is provided by Asset Design Limited, a team of experienced advisers operating independently from the finance houses.

They work closely with Advice Bureaus and debt counsellors to help people, regardless of circumstances (whether self employed or retired, with a good credit rating or with CCJs, tenants or home owners). Our aim to help our clients save money by managing debt more successfully and aiming to procure BETTER mortgage, remortgage and loan rates and terms.
 









ADVICE:THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Head office: Shaw House 110-114 Barnards Green Road Malvern Worcestershire WR14 3ND

site production MRA

 

Helping you with:
Self Employed specialists:
Remortgages
Sickness & accident cover
Free financial reviews
Equity release
Dealing with debt


Asset Design Limited is authorised and regulated by the Financial Services Authority

HELP & ADVICE

Remortgages
Be competitive: Simple remortgages for the self employed
Equity Release
Raise Capital, for any purpose, from the equity in your property
Sickness, Accident, Redundancy
Protect against illness and disability - particularly to protect your mortgage

Addressing a Poor Credit Rating and CCJs
Advice on improving your credit rating and borrowing money with an impaired credit

Potential Reductions
FIND OUT HOW MUCH YOU MIGHT REDUCE YOUR MONTHLY PAYMENTS- Remortgages, Equity Release, Debt Consolidation

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